The deed and brokerage change list saved us from missing a small IRA—we would have left it in probate limbo otherwise.
Avoid probate court with a
living trust
Secure your loved ones' future with the trusted choice of over 2 million estate planning customers. Keep assets with your family and out of probate court.
Why use Suits Finance to set up your living trust?
Easy & convenient
Create your living trust estate plan simply by answering some questions from the comfort of home. No trips to lawyers' offices needed.
Attorney-supported
Access guidance from highly rated, vetted attorneys from our network, who can help you create the trust you want.
Accepted in all 50 states
Enjoy peace of mind knowing our living trusts were created by experienced attorneys and have been accepted in all 50 states.
We make it easy to create your estate plan, plus access to attorneys ready to answer your questions and guide you through the process.
Set up your living trust in 3 simple steps
01
Answer some questions and we'll create your trust estate plan
Choose someone to settle your affairs, decide what you want to leave to loved ones or charities, and name a guardian for your minor children.
02
Review with an estate planning attorney or on your own
Depending on which package you picked, you'll print and complete on your own. Or a lawyer will review your plan over the phone.
03
Fund your living trust
Sign and transfer ownership of your assets to your trust. This is how the trust becomes effective and can be managed by you as trustee.
Why create a living trust?
Keep family out of probate court
Spare your loved ones from the expenses and delays that may result from the probate process. Avoid multistate probate if you own real estate in another state.
Protect your privacy
Keep your personal matters and assets private with a trust. Probate court records are public, which means anyone can access your will.
Avoid bank delays
Help ensure your assets are accessible to your loved ones with less interruption after your death. A trustee can typically access assets and handle affairs more quickly than with a will.
What is a living trust?
Living trusts are a way to distribute your assets and provide for your beneficiaries while keeping loved ones out of probate court. Since trusts don't need to be filed in probate court, they offer more privacy. Revocable living trusts allow you to change your terms if you change your mind.
A living trust is a legal document that states who you want to manage your affairs after your death or if you're unable due to disability. It also states who receives your assets when you pass away.
Once you sign and transfer your assets to the trust, it becomes effective and can be managed by you as the trustee. You can use the trust assets the same way you did before creating the trust. When you can no longer act as trustee, the successor trustee you named takes over and uses the trust assets for your lifetime benefit.
After you pass away, the successor trustee distributes your assets to your beneficiaries without going through probate court.
Use Start a trust on this page to jump to pricing when you're ready to compare plans.
What are the 4 components of an estate plan?
Living trust agreement
Defines how trust assets are managed during your lifetime and distributed by your successor trustee after death, without relying on probate for trust-owned assets.
Pour-over will
Acts as a safety net to direct remaining assets into your trust at death and can also cover guardian nominations for minor children.
Certificate of trust
Provides a condensed proof of trust authority for banks and counterparties without exposing the full private trust document.
Funding schedule and transfer records
Tracks which assets were retitled into the trust so your plan actually works as intended and avoids unfunded-trust probate gaps.
Having a living trust has many advantages — but it does take more effort to set up. Here are some things to consider:
What are the disadvantages of a living trust?
Costs more to set up than a will
It's more expensive to set up a living trust — including revocable and irrevocable trusts — than a last will.
Needs funding and title transfers
If you die without funding your trust, your estate will be subject to probate. For titled assets like real estate, you must legally transfer ownership.
Requires more paperwork
It takes more time and paperwork to set up and fund a trust than a will. Trusts also require ongoing maintenance as your assets change.
Still comparing trust tiers?
- Joint packages highlight two pour-over wills and mirrored healthcare directives.
- Premium adds unlimited consult windows when retitling accelerates after a refinance.
Living trusts at an affordable price
Choose the option that fits your household: individual or joint trust planning.
Living trust
Basic Trust
$399+ state fees
Set up a trust on your own terms.
Get started- Living trust
- Pour-over will
- Healthcare directive
- Financial power of attorney
- HIPAA authorization
Most Popular
Most popular
Premium Trust
$549+ state fees
Ongoing attorney guidance and reviews.
Get started- Everything in Basic Trust, plus:
- Unlimited attorney consultations for 1 year
- Unlimited revisions for 1 year
- Annual planning review
Recommended
Joint Premium Trust
$649+ state fees
Built for couples who need coordinated trust planning.
Get started- Joint trust structure
- 2 pour-over wills
- 2 healthcare directives
- 1 year attorney guidance
Basic forms vs trust-focused planning
Trust strategies work best when documents are built as one coordinated set.
Minimal setup
Limited control
Partial coverage
Key trust details can be left unaddressed across related documents.
Harder maintenance
Updates become complex without a structured baseline.
Structured trust plan
Designed for continuity
Aligned documents
Trust and supporting records are prepared to work together.
Easier updates
A clear structure makes future revisions more manageable.
- 200,000+
customers gained peace of mind by creating living trusts
- 2.1 million
customers trust us with their estate planning documents
- 1 every 6 min
a customer completes an estate plan with us
Voices from trust-first households
Attorney review caught a trustee succession gap for our cabin LLC; the revision loop was same-week.
Pour-over language finally matched our guardian nominations—our prior DIY pack had conflicting clauses.
Ready to start your trust estate plan?
Pick a package and move through funding and signing with clear checkpoints.
Frequently asked questions
Is a trust better than a will?
That depends on goals and complexity; many households use both as part of a coordinated plan.
Can I start simple and upgrade later?
Yes, most clients begin with an initial plan and expand as needs evolve.
How long does a living trust setup usually take?
Most users complete intake quickly; final timing depends on review requirements, signatures, and any state-specific execution steps.
Can I update documents later if my situation changes?
Yes. Major life events such as marriage, divorce, relocation, new dependents, or asset changes are common times to review and revise.
Are these workflows state-aware?
Yes. Prompts and guidance are designed to reflect jurisdiction-specific requirements where applicable.
Do I need to sign or notarize anything?
Some documents require witnesses, notarization, or both. Follow the final execution checklist generated for your state.
Questions before you fund or sign?
Ask an attorney
Get legal guidance on joint trusts, business interests, and retitling sequences that need counsel review.
Call an agent
Walk through individual vs joint packages and what each tier includes before you commit.
